Stop Living


Embark on a personalised journey to break free from living paycheck-to-paycheck. Our guided budgeting and strategic financial roadmap makes managing money more achievable and even enjoyable. Step confidently into your financial future with FinKratt.

In the EU, +50% of people live paycheck-to-paycheck

Living paycheck-to-paycheck is a distressing reality where individuals, with scant or no savings, depend solely on monthly earnings to cover expenses. Unexpected costs often lead to a debt cycle, adding financial stress. This issue, alarming in the EU with over 50% affected, can be even graver elsewhere. Solutions are urgently needed to help individuals regain financial control, escape this cycle, and foster a more secure future.

Getting Your Finances in Check

In order to get out of the paycheck-to-paycheck cycle, you just need to follow the golden triad.

Create a Budget

Pay Off Your Debt

Increase Your Income

People need more than a Budgeting App

Sticking to the ‘golden triad’ of budgeting, paying off debt, and increasing income is challenging. It requires discipline, knowledge, and often a behavioral shift – tasks that a simple budgeting app may not support effectively. Overcoming these hurdles needs a comprehensive, engaging platform that educates, motivates, and guides. FinKratt aims to become such a platform.

Meet FinKratt

FinKratt is a personalised cash-flow management solution that guides you to better financial decisions.

As the financial equivalent of Duolingo, FinKratt transforms money management into an easy, educational, and interactive experience. Our platform champions financial inclusivity, empowering you to streamline your finances, break free from the paycheck-to-paycheck cycle, and cultivate wealth. We provide comprehensive guidance on budgeting, debt reduction, savings, investments, and beyond.

Curious to discover how FinKratt can steer your financial journey? Embrace your financial future with confidence alongside us.