Beyond Current Tools

Budgeting and financial literacy apps are popular but often lack personalisation, feel restrictive, and fail to engage users effectively.

A more practical, personalised approach with real-time feedback is needed to address personal finance complexities.

Most Traditional Tools Fall Short

Shortcomings of Budgeting and Financial Literacy Apps

Budgeting Apps

Restrictive

Focus on cuts, making money management restrictive.

Inflexible

Hard to adapt, pushing users back to spreadsheets.

Time-Consuming

Detailed tracking is overwhelming and hard to maintain.

Superficial

They often miss the psychological aspects of spending.

Financial Literacy Apps

Generic

Provide generalised tips that don’t suit individual needs.

Impractical

Miss actionable steps, making it hard to apply knowledge.

Overwhelming

They overload users with information.

Unengaging

Users tend to lose interest over time.

Our Solution

A software application that simplifies financial learning by offering ready-made personalised financial roadmaps with clear, actionable steps, allowing users to ‘learn by doing,’ and that addresses consumerism by providing real-time feedback on their financial data compared to peers.

The FinKratt App

📋 Personalised Roadmaps

Get tailored financial plans with clear, actionable steps that let you ‘learn by doing.’

💸 Cash-Flow Control

Easily manage your money’s flow, giving you the flexibility and control traditional budgeting lacks.

📊 Real-Time Feedback

See how well you’re doing by comparing your financial data with others, keeping you informed and on track.

🛟 Financial Companionship

You’re not alone—get a trusted companion to guide and support you on your financial journey, every step of the way.